rafiqHQ — The operating system for ethical cooperatives

Directory Features & Modes Field AgentsNetwork

Sign In StartStart a Cooperative

Loading cooperative registration...

The operating system for ethical cooperatives.

For members

Savings & Member Accounts
Murabaha Asset Financing
Qard al-Hasan Relief
Savings Goals & Standing Orders
Rotating Thrift (Ajo / Esusu)

For cooperative societies

Operating Modes (Operations vs Autonomous)
Annual member dividend
Governance, Compliance & Audit

Growth & Field Onboarding

Field Agent Network
Become an Agent Partner
Submit Cooperative Lead
Cooperative Leads Pipeline

Company

About
Pricing & Plans
Become an Agent
Terms
Privacy
Contact
Support
Developer API

Every listed cooperative is verified by rafiqHQ before it appears•Settlement via CBN-licensed commercial and non-interest banking partners

© 2026 rafiqHQ. All rights reserved.