rafiqHQ — The operating system for ethical & non-interest cooperatives

Directory Features & Modes Field Agents Funders

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The operating system for ethical cooperatives.

For members

Savings & Member Accounts
Profit-Sharing Pools (Mudarabah)
Asset Financing (Cost-Plus)
Interest-Free Relief (Benevolent Aid)
Drip Vault
Rotating Thrift (Ajo / Esusu)

For cooperative societies

Operating Modes (Operations vs Autonomous)
Financing & Investment Engines
Group Buying & Bulk Drives
Annual member dividend
Governance, Compliance & Audit

Institutional Capital & Funders

Institutional Funder Hub
Funder Portal & Analytics
Verified Society Directory
Core Banking B2B API

Growth & Field Onboarding

Field Agent Network
Become an Agent Partner
Submit Cooperative Lead
Cooperative Leads Pipeline

Company

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Pricing & Plans
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Every listed cooperative is verified by rafiqHQ before it appears•rafiqHQ is software, not a bank

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